Trade finance


Secure payments

The recipient of funds is confident in the receipt of payment for goods or services rendered. At the same time, the payer knows that the bank will not make payment if the documents do not comply with the terms of the letter of loan.

Risk minimization

For the recipient of funds - reduces the risk of non-payment for the delivered goods. For the payer, it reduces the risk of non-delivery of goods, violation of the terms of shipment, lack of necessary documents.

Working capital savings

Low cost of financing due to the bank's attraction of funds in the international market.

Choose the right trade finance tool for your business

All types of bank guarantees;

Counter-guarantee of payment (covering the obligations of importers to pay for imported goods received on a deferred payment basis);

A guarantee for the return of an advance payment and / or a guarantee for the fulfillment of obligations under an agreement / contract;

Guarantee to secure warranty obligations under an agreement/contract;

Guarantee to secure a competitive/tender application.

Letters of loan for settlements under foreign trade contracts


Import letters of loan, including those with deferred payment and/or post-financing.

For exporters

Export letters of loan opened by foreign banks in favor of Tajik companies with advising, confirmation/execution and financing.

Shareholders of CJSC «Arvand» Bank: EBRD Trade Facilitation Programs . The program aims to stimulate foreign trade with the countries of Central and Eastern Europe, and Commonwealth of Independent States (CIS) and between them. The EBRD takes on political and commercial payment risks in transactions entered into by participating banks in the EBRD's countries of operations