It was on this day in 2002 that the Micro-Entrepreneurs Development Support Center issued its very first loans to five groups of entrepreneurs: "Eden", "Bahor", "Navruz", "Orzu" and "Shark-1".
From that moment, the countdown of the activities of the organization began, which today is actively and successfully conducting its activities as Arvand Bank.
Arvand has come a long way from a small project with a team of 12 employees to one of the main participants in the banking sector of the republic.
During the entire period of its formation, Arvand Bank has undergone significant changes in its organizational structure and today meets all European standards, both in management and in providing banking services to its customers.
More than 100,000 customers solve their financial needs every day in 74 branches and banking service centers throughout the country.
Many customers use the Bank's digital self-service tools, such as the Arvand mobile application, Internet banking, cash in/cash out terminals, which are designed to simplify the process of remote customer relationships with the Bank, and provide timely banking services, spending a minimum of time on it. The dynamically growing loan and deposit portfolios of the Bank - 816.4 million somoni and 157.2 million somoni, respectively - clearly demonstrate the confidence of the population of the country and underlines the undoubted demand for banking services of Arvand Bank.
The volume of money transfers exceeded 3 billion somoni over the past year, and this figure continues to grow, especially in the direction of online transfers.
In general, over the 21 years of its activity, Arvand Bank has demonstrated stable, dynamic and steady growth in all indicators of banking services. The transition to a digital solution of banking products and the Bank's internal management system is developing especially rapidly.
Over the past 2 years, Arvand has been one of the first in the country to introduce an absolutely digital credit product Tez Karz - providing a short-term loan without visiting a bank using the Arvand mobile application. Also, internal document flow and the main types of daily relationships between departments have switched to a single digital format, which allows you to efficiently and, most importantly, quickly solve the tasks of each employee of the Bank.
Continuing its commitment to meet the high standards and culture of the global banking industry, Arvand Bank, initially having a social orientation in its activities, accelerates its steps towards the implementation of significant projects and strategies, including following the principles of ESG (E – environment; S – social; G – governance;).
The management and the entire staff of CJSC "Bank "Arvand" expresses gratitude to its customers and partners for their trust in continuous cooperation.
It can be emphasized with confidence that any kind of changes and the introduction of new, fast and convenient solutions of the Bank are aimed at improving the quality of services provided and exclusively at improving the standard of living of the population and economic growth of Tajikistan.
Arvand Bank: Our support is your success!