Housing Loan «Imorat»

Loan concept	Provision of loans to individuals who need funds for improving housing conditions, including renovation and reconstruction, new or private construction and purchase of house.
Advantages	long-term loan(up to 60 months) Possibility to draw future collateral Possibility to receive a grace period Possibility of early repayment without penalties and interest payment only for actual used days Consultation of specialist- engineer
Amount of credit: for housing repairs	up to 150 000 TJS.
Amount of credit: for purchase and construction	up from 10 000 to 200 000 TJS.
Loan term	up from 36 to 120 months.
Interest rate (per annum)	up from 28%.
Commission fee	0%.
Collateral	Flexible approach to collateral.
Requirements to borrowers	Citizen of RT, age- from 18 up to 65 years old, with regular income.
Documentation	Copy of passport; Ccopy of Tax ID; Income statement; 1 Photo – size 3х4; Passport copy of husband/wife; Copy of passport, Tax ID and income statement (for guarantor)
Period of application review	from 3 up to 5 days**

* Since the moment of provision of necessary documents

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