Housing Loan «Imorat»

Housing Loan «Imorat»

Loan concept Provision of loans to individuals who need funds for improving housing conditions, including renovation and reconstruction, new or private construction and purchase of house.
Advantages
  • long-term loan(up to 60 months)
  • Possibility to draw future collateral
  • Possibility to receive a grace period
  • Possibility of early repayment without penalties and interest payment only for actual used days
  • Consultation of specialist- engineer
Amount of credit:
for housing repairs

up to 150 000 TJS.

Amount of credit:
for purchase and construction

up from 10 000 to 200 000 TJS.

Loan term up from 36 to 120 months.
Interest rate (per annum)

up from 28%.

Commission  fee  0%.
Collateral Flexible approach to collateral.
Requirements to borrowers Citizen of RT, age- from 18 up to 65 years old, with regular income.
Documentation
  • Copy of passport;
  • Ccopy of Tax ID;
  • Income statement;
  • 1 Photo – size 3х4;
  • Passport copy of husband/wife;
  • Copy of passport, Tax ID and income statement (for guarantor)
Period of application review from 3 up to 5 days**

 

* Since the moment of provision of necessary documents

* Since the moment of provision of necessary documents