Nurgul Torobaeva

She graduated from the International University of Kyrgyzstan, the Higher School of Economics and Business. She holds Master degree in Economics. She has more than 15 years of experience in microfinance.
Nurgul Torobaeva started her career as Specialist of the Reorganization of the Financial System Department within the program of the World Bank FinSAC of National Bank of Kyrgyzstan, and later worked in the Financial Company for Support and Development of Credit Unions as Chief Specialist on Methodology and Supervision, as well as Head of Auditing and Monitoring Department.
She has three years of experience in the project "Development of rural financial institutions" of the German Society for International Cooperation. Among her achievements is adaptation of software "Mikrobankir" developed by FAO in collaboration with GTZ for microfinance institutions based on the requirements of credit unions and the introduction of this software in 10 pilot credit unions. She has been working in "Bai Tushum and Partners" since 2005 as Finance Manager. Her main achievement is the development of the risk management system, strengthening financial management system based on the system of market risk assessment.

Since April, 2010 she has been Deputy General Manager and she is in charge of areas such as treasury, operational management, information technology, management methodologies, security service of the bank. On August 19th 2020 appointed as a Chairwoman of the Board at OJSC Ayil Bank. Nurgul Torobaeva has numerous certificates of Bank Training Center (Kyrgyzstan), Microfinance Centre (Poland), International Finance Corporation and others. In 2010 she graduated from the qualification upgrading courses at the Banking School of Association of Banks of the United States. In 2012, she successfully passed the exam and received a certificate of GARP (Global Association of Risk Practitioners).